Building Confidence and Clarity in Business Results

A Trusted Resource Used by Businesses to Drive Financial and Operational Improvements

Why Choose Us?

Results. Trust. Faith.

Results.

Most business advisers can outline WHAT needs to be done, but our unique talent is to work on the HOW. We work with our partners to implement changes to achieve results after the WHAT has been identified.

Trust.

We take the time up-front to vet the opportunity with our partner to ensure the return on investment is appropriate and that we are the appropriate solution. Our engagement documents are written to allow our partners to engage or disengage as needed.

Faith.

We spend a minimum of 10% of our time providing free advice & work for non-profit organizations. We are drawn to serve organizations working to improve lives and build a better world.

Our Services

What We Do

Part-Time Financial Leadership

Do you have a need for a high level, experienced, trusted financial leader, but do not require full-time resources?

One-off Financial Projects

Cash Flow Improvement Budgeting/Forecasting Profitability/Margin Improvement Product/Customer Profitability Business Case Buildout & Challenge

Process Improvement

Do you have consistent non-value items taking up large amounts of time and resources? Could you find a better use that time and/or resources?

Our Process

how we do it
1

Connect

Call, email, or schedule time to talk

2

Schedule time for no-fee personal meeting(s)

Great opportunity for us to get to know each other and understand your business, background and goals

3

Initial Validation

Low-cost method to initially size the opportunity and validate the costs, benefits and scope

4

Engage

Agree on what a successful outcome looks like and partner to achieve goals

meet the owner

About Jarrett Paynter

After receiving his degree from Clemson University in 1997, Jarrett returned home to Cincinnati, starting his career with Fifth Third Bank. Jarrett moved up through the finance organization with roles in Cincinnati, while obtaining his MBA from UC at night. In 2001 Jarrett was promoted and asked to take on roles outside of Cincinnati which included CFO of the Lexington, Chicago, and Detroit markets. In 2009, Jarrett was promoted to the CFO of a new division, created to manage over $30 Billion in underperforming loans due to the financial crisis and moved back to Cincinnati.
In 2011, Jarrett was diagnosed with Leukemia. After a successful recovery, Jarrett’s final role with the bank was CFO of the newly created Payments division, where he was tasked again with building a division from the ground up. Jarrett left the bank to run a company he had started in 2012 that was not performing. In his 2 years in the role, Jarrett took net income from 34k to over 300k.
In 2018, Jarrett started Cincinnati CFO to pursue his passion for developing relationships with business owners and being their trusted resource to reach their personal and professional goals.
Jarrett has two small children, Jack, and Ava, is active in his Church and is passionate about Clemson and Cincinnati sports.

WHOM WE HELP

solution/Needs

Businesses without the internal capacity, skills, and/or experience to accomplish objectives.

Businesses who need more clarity and confidence related to their current and future financial results.

Businesses looking for more actionable analytics and increased internal accountability.

Owners/CFOs who need to increase their available capacity.

Who we serve

typical client

Our capabilities

What we can do

What our customers are saying

Testimonials
We began working with Jarrett in the Spring of 2018 when we uncovered the need to create more sophisticated financial projections with product profitability while exploring an expansion and potential Series B round of investment. While Jarrett was beyond skilled (and patient) in helping us build out these plans, where we really valued his partnership was in his ability to see and communicate a bigger picture and plan.

As small business owners, it is so easy for us to get caught up in the day to day and short term wins and challenges. Jarrett’s ability to consistently communicate, ‘hey, have you thought about this or that’, and encouraging us to consider a different perspective that we may not have already considered is one of his traits we found most valuable. We also found it incredibly beneficial to have an outside point of view, sounding board and ultimately, someone we can trust to help coach, encourage and advise us through great and tough times.
Lindsey Roeper
Co-Owner, The Rivertown Brewing Co
Jarrett has been my trusted business adviser for several years and he has helped me develop strategies to improve my results by making better business decisions. Specifically, Jarrett has been diligent creating various analytics to increase my profits and cash flow. He is able to not only provide the financial rational, but also create the path to ensure we achieve the operational results we want.

Recently, he guided me through the purchase of a commercial building and an asset purchase of two retail stores. All big steps for a small business owner. Thanks to Jarrett’s guidance I made an informed decision to take the next steps to grow my business.

As a business consultant , Jarrett earns my highest recommendation.
Becky Finger
Owner/President, R&R Resale

Initial Meetings & Conversations are always casual, professional and without charge

Let’s meet to discuss the future of your business.

Our Clients

Customer